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Privilege Checking

Our simplified product line - which includes checking options created with your needs in mind - offers only the best selections to help you manage your money and achieve short-and long-term financial success. And whether you're a spender or saver.

  • Earned tiered interest with the higher the balance the more you earn
  • Free online banking and bill pay
  • Free money orders and cashier checks
  • Two free check orders per year through our preferred vendor Harland Clarke
  • Overdraft Protection*
  • No monthly fall-below fee with an aggregate minimum average daily balance of $10,000 or more in deposit accounts
  • 0.25% loan rate reduction on select loans with automatic payment
  • 24/7 account access
  • Access to 1,700 fee-free ATMs in Michigan and 30,000 nationwide

Rates

Tier APY1 Dividend Rate2
$0 to $2,499 0.05% 0.050%
$2,500 to $9,9999 0.10% 0.100%
$10,000 to $24,999 0.10% 0.100%
$25,000 to $49,999 0.15% 0.150%
$50,000 to $74,999 0.20% 0.200%
$75,000 to $99,999 0.20% 0.200%
$100,000 and up 0.30% 0.300%
  • 1 APY = Annual Percentage Yield
  • 2 Paid and Compounded Monthly
  • Fees could reduce account dividend earnings
  • Dividend rate may change after the account is opened
  • $20 minimum required to open a Checking Account and Interest Checking Plus Account